NHBA - Return of Premium Term Life Insurance

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NHBA Insurance Agency
“Return of Premium” Term Life Insurance

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Now you can provide solid term life protection for your family AND, if you outlive the policy term; get all your money back when the term is up.

Introducing ROP Term life insurance. For 15, 20 or 30 years, your policy will protect your family, your home and your savings should anything happen to you. And if you’re still alive when the term is up, we’ll give back all the premiums you’ve paid - no questions asked no paperwork and no hassle.

Advantages of ROP Term

Money Back: You’ll get all your premiums back if you outlive the policy term - guaranteed
Loans: You can borrow from the cash value accrued in your policy and still keep your coverage
Partial Refund on Surrender: Even if you surrender the policy (beginning the sixth policy year), you’ll get some of your money back
Coverage Continuity: Should you ever stop making premium payments, your policy will (depending on its cash value) automatically convert to paid-up coverage with a reduced death benefit.

For more information on any of this product or any other insurance product, please contact Sue Morand at (603) 224-6942, ext. 3204, or smorand@nhbar.org

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