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Mortgage Foreclosure
** The Pro Bono Home Rescue Project is currently unable to take any new applications for assistance. Those in need of help should refer to the list of HUD approved housing counselors as well as the other resource links listed at the bottom of this page. When we begin to take new cases again, this website will be updated. Thank you.**
The Pro Bono Program’s Home Rescue Team (HRT) Project helps low-income homeowners save their homes from foreclosure by linking them with volunteer attorneys to provide assistance at no charge. (Note: Chapter 13 bankruptcy help may be available through NH Legal Assistance for eligible homeowners. See www.nhla.org for office listings.) The Home Rescue Team Program is funded by the NH Bar Foundation’s Justice Grants Program and by the financial contributions of members of the NH Bar Association through the Campaign for Legal Services.
To be considered for assistance, you must:
♦ Meet Pro Bono’s income guidelines listed below, AND
♦ Have consulted with a HUD certified housing counselor to submit hardship information and/or a loan modification request to the lender. HUD Approved Housing Counseling Agencies.
PLUS
♦ There must NOT be a foreclosure sale/auction scheduled, OR
♦ If a foreclosure sale date is set, it must be at least three weeks away from the time Pro Bono receives your application for assistance.
Pro Bono Program Financial Eligibility Guidelines
| Number of Household Members | Maximum Gross Income (Social Security, Pensions, Wages, Child Support, TANF or other assistance) | | 1 | $20,419 | | 2 | $27,581 | | 3 | $34,744 | | 4 | $41,906 | | 5 | $49,069 | | (Effective April 2011) |
Regardless of your income, if you are 60 or older you may contact the Senior Citizens Law Project of NH Legal Assistance at 1-888-353-9944 where you may be able to receive advice over the phone.
How to Apply There are two ways to apply if you believe you may qualify for help. Download, complete and send the application form to:
Pro Bono Program
2 Pillsbury Street
Suite 300
Concord NH 03301
Or, you may call the Legal Advice and Referral Center on Wednesdays between 9:00 a.m. and 1:00 p.m. to speak with an advocate.
Resources
♦ Help for New Hampshire Homeowners
♦ Don’t Borrow Trouble
♦ New Hampshire Banking Department
♦ Foreclosure Mediation Program
♦ HUD Approved Housing Counseling Agencies
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