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An annuity is a contract between an individual and an insurance company. The individual makes a lump-sum payment or a series of payments and the insurer agrees to make periodic payments to the individual immediately or at some future date. Attractive features of an annuity include tax deferral in investment earnings, protection from creditors, an array of investment options, tax-free transfers among investment options, lifetime income and benefits to heirs.

 ♦ Annuities - A Primer, Bar News - 6/22/07
 ♦ Annuities - A Primer, Part 2, Bar News - 7/6/07
 ♦ Annuities - A Primer, Part 3, Bar News - 7/20/07
 ♦ Annuities - A Primer, Part 4, Bar News - 8/10/07

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