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Bankruptcy & Debt Collection Assistance

The Pro Bono Program coordinates attorneys across the state to help low-income individuals with their legal issues on an unpaid, volunteer basis to help low-income individuals with Chapter 7 bankruptcy and some debt collection issues.

NOTE: the Pro Bono Referral Program cannot respond to emergencies. If you need help right away, the Reduced-Fee Program, at 603-715-3290 or online, may be able to refer you to an attorney agreeing to charge less than standard legal fees.

The Pro Bono Program's limited resources allow us to provide volunteers only for Chapter 7 cases. Contact New Hampshire Legal Assistance for information on Chapter 13, or if you are a homeowner in crisis, please call the Foreclosure Relief Project hotline at 1-877-399-9995.

For information on bankruptcy, including different types of bankruptcies, exemptions and debts that may not be dischargeable, please read the NH Bar Association's pamphlet on bankruptcy.


To apply for assistance with a bankruptcy through the Pro Bono Program, you must answer no to the following questions:

  1. Have you filed Chapter 7 bankruptcy within the past 8 years?
  2. Do you have student loans, or have you signed for student loans for another person?

If you answered yes to either question, the Pro Bono program will not be able to assist you.


Pro Bono follows income and asset guidelines. We include the gross income (income before taxes and other deductions) from each individual in the household. Count the number of adults and children living in your house and find the maximum gross annual income for your household size in the table below. If your household income is above our guidelines, you have some financial resources available or need immediate assistance, you may wish to contact the Lawyer Referral Service at 603-229-0002, or the Reduced-Fee Program at 603-715-3290.

Number in Household Maximum Gross Annual Income from all sources (Social Security, Alimony, Pensions, wages, Child Support, TANF, other assistance) Asset Limit
1 $22,613 $2,500
2 $30,450 $4,000
3 $38,288 $4,500
4 $46,125 $5,000
5 $53,963 $5,500
6 $61,800 $5,500
7 $69,638 $5,500
8 $77,475 $5,500

For each additional person in the family unit, add $7,838 to the gross annual household income limits.

If you believe you meet our eligibility requirements, please call 224-5387 to speak with a Pro Bono staff member. Please be aware that there are many people already waiting for bankruptcy assistance and that Pro Bono cannot accept every case. Because the Pro Bono Program relies on volunteers who have their own private practices, we cannot guarantee when or if an accepted case might be placed with a volunteer.

New Hampshire Legal Aid: Legal information, referrals and Pro Se assistance.
New Hampshire Legal Assistance: Helpful consumer law publications.
Student Loan Borrower Assistance: A resource for student loan borrowers.

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