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Bar News - April 18, 2008


NHBA Insurance Agency: Living Benefits Products Critical Illness Coverage

We all know how important life insurance is to protect families when a breadwinner passes away, but what happens when that breadwinner is forced to live with a serious illness?

Health insurance continues to become more expensive and benefits are decreasing, leaving a serious gap in healthcare coverage. These circumstances have given rise to a new insurance product, Critical Illness Coverage.

Critical Illness policies generally cover a broad range of conditions most likely to cause major lifestyle changes, including heart attack, stroke, cancer and kidney failure. Upon diagnosis of the illness, the policy pays a single-payment benefit, tax free, regardless of what is covered by other sources. Benefit payments range from $100,000 to $250,000 and can be used as the policyholder sees fit.

If you wish to learn more about this coverage, or any of the other NHBA insurance offerings, please contact Sue Morand of NHBA Insurance Agency, Inc., at smorand@nhbar.org.

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